Keller Williams’ Claudio & Robyn Petasne Emphasize The Importance
of Finding the Right Real Estate
Partners
“The first major change is related to
what the Consumer Financial Protection Bureau calls ‘qualified mortgages,’”
Robyn says. “Qualified mortgages are intended to protect the buyer because they
are ones the buyer can afford to repay.”
In 2014, qualified mortgages mean lender cannot
take fees higher than 3 percent.
Lenders also cannot grant loans that would exceed your debt-to-income ratio by
43 percent.
These new laws may protect homebuyers,
but Claudio points out that he also views his and Robyn’s job as having a
similar pathway.
“We want our buyers to be in their dream
homes, but we also want to them to be in dream homes that means they don’t have
to limit their lifestyle due to their mortgage payment,” Claudio says. “Our
experience in South Florida real estate and our close partnerships with lenders
means we can work with buyers to get the right house at the right price.”
One such partnership is with Priority
Lending, where Dan
Longman, President and CRMS, works with the Petasne’s buyers to obtain
affordable mortgages.
“Our fees never exceeded this 3 percent
mark and are typically around the 2.5 percent range,” Longman says.
“However, as wholesale lenders, we are really able to offer a greater variety
of loans in the first place. Even with these differences and changes in 2013,
we’ve been able to navigate these waters with realtors like Claudio and Robyn
and help their homebuyers move into homes.”
Buyers’
Outlook for 2014
As for the buyers’ outlook in South
Florida for 2014, both the Petasnes and Longman are seeing more and more buyers
qualify for loans in a timely fashion.
“One of the biggest challenges in 2013 is
that the market seemed to be flooded at times with investors that were snapping
up homes,” Longman says. “This meant well-qualified buyers were losing out to
investors coming in and paying cash. But investment companies are backing off,
which leaves more room for buyers.”
Having realtors that know the market well
and always seem to know where the next best property for a homebuyer is can
equal greater success, Robyn says.
“Our goals for 2014 are to help more
buyers than ever to realize their dream of home ownership or to move into a
home that’s a better fit for their needs,” she says. “We are prepared to help
them navigate any changes to mortgage requirements and are proud to work with
the right partners to help them get there.”
To
find out more about how Robyn and Claudio can help you find or sell a home,
call their office at (954) 770-6850 or by cell phone at (954) 260-5570. You can
also visit:
Priority Lending is located at 9720 Stirling
Rd. #207C in Cooper City. For more information on Priority Lending, visit
http://www.prioritylendingcorp.com or call (954) 438-3776 or call toll-free at
(877) 838-3776. Clicking on "Forms" will direct clients to a free
quote process or loan application.
